After a wild ride in 2020 with job losses and many businesses doing it tough due to the pandemic, many Australian families are looking to increase their financial wellness in 2021.

Astrologer Patsy Bennett reveals how each star sign’s personality trait could affect monetary goals.

“Are you an impulsive Aries who is most likely to spend money on a whim? Perhaps a cautious Capricorn who prefers to manage their money through careful budgeting and financial planning? Or even a luxe Libra who likes to balance the books but often has a predilection for luxury goods.

“Understanding your star sign and different personality traits can be helpful, particularly when setting daily, weekly and monthly goals. Once you understand these traits you can use them to your advantage and really take control of your finances,” says Patsy.

New research from Afterpay has revealed that whilst over three quarters (77%) of Aussies have set clear financial goals, many (76%) are concerned about what the financial future holds for the year ahead.

Whether it’s worrying about not having enough money to do the things they love (36%), not being able to save enough (28%) or spending too much money (22%), many Aussies are looking to get ahead financially, so could the answer be quite literally in the stars?

Below, Patsy Bennett shares her top tips for managing your money, based on your star sign.

Astologer Patsy Bennet says you star sign’s personality trait could affect monetary goals.

Capricorn
Budgeting and financial planning are your BFF’s, but you don’t mind a spending spree every now and then. Try not to take on more financial obligations than necessary and use your ability to reason and strategise to create a solid financial platform in 2021.

Aquarius
While you prefer tried and tested financial practices, you are also drawn to digital currencies and new and innovative investments. With the world moving rapidly, you’ll do well to change your savings and financial investments in line with changing times.

Pisces
Grounded and practical, Pisces believe all things will sort themselves out in their own way, but be careful if this leads to avoiding a healthy financial plan. In 2021, you may be drawn to learn new skill sets, and this will certainly increase your earning power.

Aries
You are often impulsive which can lead to you spending money on a whim or rushing into an important life-changing decision without doing your research. Consider monitoring a budget to help slow down your impulses

Taurus
All that glitters isn’t gold, but this doesn’t stop Taureans from enjoying a little luxury. Consider spending more time and less money on the important areas of your life – like peace of mind and people you love

“Are you an impulsive Aries who is most likely to spend money on a whim?”

Gemini
Natural risk-takers, it’s important for Gemini’s to put in place safe spending habits and a budget. If you struggle committing to a budget, consider asking a friend or accountant to help.

Cancer
You are an emotional spender, especially when it comes to larger investments, and love a little retail therapy also. Be careful to separate emotions from your purchases and only purchase objects you will benefit from having.

Leo
The sign most likely to over-indulge or splurge, you will learn over time to tone down your tendency to overspend. To establish a happy medium, remember moderation in all things will help you stay on a steady financial course.

Virgo
Those born under the sign of Virgo are meticulous with money, great planners and are excellent at organising a workable budget. Remember to leave a little wiggle room to enjoy life – within the budget of course!

Libra
Always looking to create balance and harmony, Librans love to balance the books while also having a predilection for luxury items! Curbing your appetite for stuff you don’t need will help keep your finances healthy.

Scorpio
Passionate and motivated, you tend to let your impulses do the talking and can be easily influenced. Try a ‘one step at a time’ approach to a healthy budget and savings plan, and look for more fulfilling behaviours that don’t involve money.

Sagittarius
You love to live large! Being spontaneous you live life in the present and worry about money later. Consider how to put a solid budget in place for 2021 and consider expert advice for larger investments.

To help Aussies to take control of their finances in 2021, Afterpay allows consumers to pay it off in four, interest-free fortnightly instalments when purchasing items.